We’ll Help Find the Vehicle That’s Right For You

We believe that everyone deserves to find the car they are looking for, regardless of any possible credit challenges they may be facing. With, bad credit won’t keep you from getting the loan you need. We will help you find a car that not only fills all of your personal requirements, but fits within your budget and at the best interest rates Canada’s banks have to offer.

At, we have a wide variety of vehicles for you to choose from. We offer a selection of over 5,000 new and certified used vehicles of every make, model, price and purpose. That’s over $75,000,000 in inventory we need to move, which means we’ve got a selection of cars, trucks, vans and SUVs. We’re able to do this because we’re able to get our customers approved and because our customers come back and refer others over the years. We’ve proudly served more than 50,000 customers and we’re sure that we’ll continue our success by offering reliable vehicles with a wide selection.

We are committed to helping our customers find the vehicle that is the perfect fit for them. When you come to, it does not matter whether or not you have a bad credit history.

Don’t Sacrifice Your Safety for Lower Monthly Payments

Here at, the safety of our customers is our top priority. All of the vehicles we offer have been put through leading industry standard testing as well as detailed performance tests. Our dedicated team carries out inspections to ensure that you are only receiving the best quality new and certified used vehicles.

There may be other auto loan companies that will offer you the promise of “100% guaranteed approval with $0 down”. However, what they are not telling you is that you will likely end up paying for an overpriced, unreliable vehicle with high mileage.

Smaller monthly payments might be enticing when you purchase a vehicle with high-mileage, but the costs can add up quickly. High-mileage vehicles tend to accumulate higher repair costs over time as they break down from use. Newer models are built with better, more modern technology, which means the vehicle will have a longer life-span

We will not sell you a vehicle over seven years old in addition to one with a high mileage count. Older vehicles offer a greater risk to bad credit car loan lenders, which lessens your chance of getting approved for a loan with a fair interest rate. You will actually get charged higher interest at the start of your loan with other lenders because they expect the loan to outlast the vehicle.

Having bad credit doesn’t mean you have to lower your standards and choose a vehicle that might be less reliable than a newer model. Don’t risk you and your family’s safety in order to receive lower monthly payments on your bad credit car loan.

Choose an Auto Finance Company That Puts YOU First!

At, we genuinely want to help our customers rebuild their bad credit. Our goal is to provide them with a safe and reliable vehicle that satisfies all of their needs. All of our vehicles come fully certified, E-tested, reconditioned and plated in their name. Each and every car meets Ontario’s standard safety certificate requirements and additional safety inspections are conducted as well.

We do not carry any vehicles with high mileage or older than seven years to ensure we are providing our customers with the best options possible. Due to newer models generally having lower mileage, the manufacturer’s warranty will still be valid. If anything were to happen to your vehicle the warranty assures you will be able to have it repaired.

Once you have chosen your vehicle, you will be provided with its full history. This information will include where the vehicle was located, the number of previous owners, any prior reported accidents and whether or not the vehicle was a rental or not.

Your Satisfaction Is Important

If you are not satisfied with the vehicle you have chosen through your bad credit auto loan, our team at will work with you to find one more suitable. We offer a free 30-day exchange policy that we invite all of our customers to take advantage of it they are unhappy with their choice. If we do not currently have the car you really want, we will find it for you.

We also offer free delivery of your vehicle to any location in Ontario. Just let us know the time and place and one of our reliable team members will personally drive your new vehicle right to you! Or, if you prefer, you can come to our head office and pick it up yourself. We just want the process to be as easy for you as possible.

If you are looking for a new vehicle, but think your bad credit history will get in the way, contact We will get you back on the road with the vehicle that you need, at the best rates we can offer. Apply here for your bad credit car loan and get approved within the same day!



  • Chevrolet Cruze
  • Chrysler 300
  • Dodge Charger
  • Dodge Challenger
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  • Ford Fusion
  • Honda Civic
  • Honda Accord
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  • Mazda 3
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  • Toyota Camry
  • Volkswagen Jetta


  • Chevrolet Equinox
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  • Ford Escape
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  • Hyundai Santa Fe
  • Honda CR-V
  • Jeep TJ
  • Jeep YJ
  • Jeep Compass
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  • Mazda CX-5
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  • Toyota RAV4


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  • Ford F-Series
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  • GMC Sierra
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  • Honda Ridgeline
  • Nissan Titan
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  • Toyota Tundra
  • Toyota Tacoma


  • Chrysler Town & Country
  • Dodge Grand Caravan
  • Ford Windstar
  • Honda Odyssey
  • Kia Sedona
  • Mazda5
  • Nissan Quest
  • Toyota Sienna

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