A car is more than a metal chassis and four wheels, it is a machine that allows you to get from A to B, provide for your family and have a bucket load of fun along the way. What would the weekends look like if you didn’t have a reliable vehicle? We bet you don’t even want to think about it! 

You might feel that your poor credit score will stop you from achieving the gift of a car — you may have been told that this is the case by lenders in the past. Don’t fret, we at Autoloans.ca can find you the most affordable loan rate for your perfect car in no time. For some people, we have managed to seal the deal in 48 hours! We dare you to try and find a lender that works as efficiently and effectively as we do. 

Why are we so confident about our process? Because we hold cost-effectivity and durability in very high regard when finding you a car, instead of focusing on the aesthetic appeal (don’t worry, yours may still look like it belongs in a Bond movie). Our entire professional team here wants to ensure you can make your repayments regularly and on time, so you don’t fall into the trap of damaging your credit score further. Actually, our car loans in St. Catharines are a great way of rectifying your score and building yourself a better future. 

Not only is our process speedy, simple and easy to understand, you also don’t have to go out of your way to pick the car up — we deliver it straight to your door! All you need to do is let us know the date, time and location and one of our friendly drivers will deliver it. It’s as easy as one, two, three! 

Since we are Canada’s largest specialty auto loan company, we never waiver from our core values and without fail, put our customers first. That’s how it should be, right? Exactly! So, to drive this aspect of our business further, we offer a 30-day vehicle exchange policy (by the way, we are the only lenders in Ontario that do this). This means that if you realize your car doesn’t fit your needs, you can let us know within the timeframe and we will swap it with another one in our inventory at no extra cost to you! 

How to Apply for Car Loans in St. Catharines

The first step is to fill out the application form on our website. We only ask for extremely basic information, so it won’t take you that long to complete it. 

After you have hit the submit button, you will receive a phone call from one of our expert Finance Managers to continue with the process. 

Next, we shop around to battle our way into finding the lowest interest rate for you; we don’t make any money from this, so you can guarantee that we will always be working as if we were the client ourselves! After speaking with you, our highly qualified professionals will take a look at your credit score and history. If everything is in working order (which we are sure it will be), then we will confirm approval. 

At this point, we discuss what type of vehicle you are after and search through our inventory to find a selection that is right for you. Here at Autoloans.ca, we have access to over 5,000 vehicles that are all steadfast and trustworthy — there will definitely be a car that tickles your fancy! Plus, as you already know, we provide you with a 30-day vehicle exchange that we urge you to take advantage of if your first car isn’t everything you dreamed it would be. 

Once you have perused the options, you will select one and we’ll finalize the whole deal. 

Then, all you need to do is sit back and wait for the car of your dreams to be delivered right to your doorstep (with no extra charge, by the way). Of course, if you want to be behind the wheel as soon as possible, you can come and collect it — either way works for us, we just want it to work for you! 

Who Do We Help Apply for Car Loans in St. Catharines?

Here at Autoloans.ca, we pride ourselves on our spectacular ability to turn your “not very likely to be approved for a loan” into “yes, we have got you”. Don’t be shy about applying with a less than average credit score; we have had numerous people just like you who we have found the perfect car for (and the right car loan in St. Catharines to go along with it). These customers of ours are now rolling around in a reliable, affordable set of wheels and are well on their way to rebuilding their credit profiles

You Can Acquire Car Loans in St. Catharines With Us Even If…

  • You have filed for bankruptcy
  • You have filed for consumer proposal
  • You haven’t been approved by other lenders because of your bad credit score
  • You have just moved to the country
  • You own a car you would like to trade in with us
  • You struggle with finances or health/mental conditions
  • You have found it hard to qualifying for this loan type because of your poor credit history and score


Even though this may seem impossible, with our wonderful professionals at Autoloans.ca, anything is possible. Of course, we don’t expect you to believe us because we have said it; have a gander at the testimonials we have gained from our more than satisfied clients! 

If you believe that your credit score and history will stop you from gaining any types of car loans in St. Catharines, you should contact us right away! We will be sure to prove you wrong (we promise). 

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